iPhone XS Insurance
from just £7.41 per month

Why insure your iPhone XS with so-sure

Excellent iPhone XS insurance that's 5⭐ rated, comprehensively protects you against unexpected situations and is up to 40% cheaper than elsewhere. If you need to make a claim, our UK-based claims team offers a smooth, fast and pain-free process.

24-72 hour replace or repair

We aim to replace or repair your phone within 24-72 hours after your claim is approved

Up to 80% money back

Connect with friends and get rewarded when you and your connections don't claim

Low excess from just £50

Download the so-sure app and validate your phone to reduce your excess

Why insure your iPhone XS?

Can't live without your iPhone XR? We can't blame you, we're mad about it as well. As one of Apple's flagship devices, the iPhone XR attracts plenty of attention, making it one of the most commonly targeted models for smartphone theft in the UK. What's not to like about it?

Specs-wise, this mobile phone is terrific, as all models in the X series; improved performance (A12 Bionic chip), uses “Neural Engine” – a system that learns how you use your phone, it's incredibly responsive, has outstanding cameras and superb audio quality. A superior product overall.

Psst! Our insurance also covers phones of up to 3 years old, including second-hand and refurbished handsets.

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Comprehensive iPhone XS Insurance that starts immediately

Apple iPhone XS - Phone Insurance what's covered

International travel
90 days of globe trotting, from backpacking to business you're covered
Out-of-warranty breakdowns
Phone breaks out of warranty, no worries you're covered
Phones up to three years old
We're one of the only insurers that covers phones up to 3 years old

Accidental damage
Don't worry we can usually repair this device so its a good as new
Theft or loss
Phones been snatched, don't stress we've got your back
Accessories
No tunes, no problem. You're covered up to the value of £100 inc. VAT

Losing your iPhone XS can be a hugely frustrating situation, especially if you rely on your phone to keep in touch with friends, family and colleagues. Our top rated smartphone insurance makes it easier to bounce back after your device is lost, stolen or accidentally gets damaged.

With our comprehensive insurance, you’ll be fully covered for theft or loss, letting you rest easy if your phone suddenly goes missing. We also provide cover for any accidental damage that happens to your iPhone, such as a cracked screen or accidental water damage.

International travel
90 days of globe trotting covered
Out-of-warranty breakdowns
Phone breaks out of warranty, no worries you're covered
Phones up to three years old
We're one of the only insurers that covers phones up to 3 years old
Accidental damage
Don't worry we can usually repair this device so it’s as good as new
Theft or loss
Phones been snatched, don't stress we've got your back
Accessories
No tunes, no problem. You're covered up to the value of £100 inc. VAT

With great iPhone XS Insurance, comes great responsibility

Worried about losing your Apple iPhone XS? We're here to help. Our hassle-free claims process (and our UK-based claims team) makes it fast and easy to get a replacement if your iPhone XS goes missing or is stolen while you’re out and about, running errands or traveling abroad.

We aim to provide a replacement or perform a complete repair for your handset in 24-72 hours after approving your claim. Our fast, efficient team completes 74% of claims in 24 hours or less, meaning you’ll have a new or repaired phone in your hand without having to wait.

Thousands have picked SO-SURE for peace of mind.

What makes so-sure better than the rest?

Our customers love us – that's why thousands of customers have joined the so-sure family.

	Protect Your Bubble loveit coverit insurance2go
Up to 80% cashback every policy year if you and your friends don’t claim

Excess from
£25	£50 £30 £25
Theft/Loss: time to replace after approval
free courier 1-2 work days	Within 48 hours Within 24 hours Within 3-5 working days
Damage: how to send and time to repair from receipt
free courier 1-2 work days	free courier Within 6 work days paid post/in person Within 3 work days paid post Within 7 work days
New or used phones insured?
Any new, used or refurbished	Only refurbished by the manufacturer or network provider Only refurbished by the manufacturer or network provider Refurbished only with 12 month warranty
Maximum age of phone since purchase
36 months	6 months 36 months 36 months

Features		Protect Your Bubble	loveit coverit	insurance2go
Up to 80% cashback every policy year if you and your friends don’t claim
Excess from	£25	£50	£30	£25
Theft/Loss: time to replace after approval	24 hours	Within 48 hours	Within 24 hours	Within 3-5 working days
Damage: how to send and time to repair from receipt	free courier 1-2 work days	free courier Within 6 work days	paid post/in person Within 3 work days	paid post Within 7 work days
New or used phones insured?	Any new, used or refurbished	Only refurbished by the manufacturer or network provider	Only refurbished by the manufacturer or network provider	Refurbished only with 12 month warranty
Maximum age of phone since purchase	36 months	6 months	36 months	36 months

Info correct as of Sep 2nd 2021 - data taken on a first phone covered basis

Don't let a damaged or lost phone to ruin your holidays

Losing your phone can be a frustrating, stressful experience. Dealing with a slow and inefficient claims process can be even worse. Our claims process is designed to help offer a replacement phone as quickly as possible if your device goes missing or gets stolen.

We aim to provide a replacement phone or complete a repair within 24-72 hours of approving your claim. Our efficient, results-focused UK-based claims team completes 74% of claims within 24 hours, with 85% of claims completed in 72 hours or less.

Lost your handset outside the UK? Your policy includes up to 90 days of cover for travel outside the UK, meaning you can enjoy your holidays without having to worry about your phone. You're even covered for up to £1,000 worth of unauthorised network charges.

And because we know you love getting a good deal, we offer up to 80% of your premiums as cashback if you and your connections don't need to make any claims, helping you save even more while keeping your favourite mobile device fully covered.

iPhone XS Insurance
FAQs

Here's the top questions we get asked.

I have more Q's

Why should I use you?

Unlike other insurers, we're less focused on profit, and more focused on giving customers value. Our mission is to make insurance better and cheaper for honest people, and that's why we've developed clever anti-fraud tech that makes your life easier. Plus we're the only insurer that gives you money back.

Instant cover from purchase
We aim for 24-72 hour replacement or repair once your claim is approved
Hassle-Free Claims
Low excess from just £50 when validated with our anti-fraud technology. If not validated then excess is £150
Insure mobiles up to 3 years old
No proof of purchase required upfront, or at all when you use our anti-fraud technology
Rewards when you and your connections don't claim - up to 80% of your premium back

I bought a used phone/my friend gave me an older phone can I still insure it?

Yes we are able to insure second-hand phones provided they are in full working condition, without any damage, and less than 3 years old.

Can I insure a mobile phone I bought from eBay or another auction site?

Yes, you can take out insurance on a second hand phone.

The phone bought needs to have originally been sold into the UK or European Union market prior your purchase (e.g. we don't insure models sold in China).

How much is excess?

Our excess is as low as £50 when you validate your phone with our app.

Is there an age limit on the mobile phone I want to insure?

The phone you want to insure must be less than 3 years old from when your policy begins.

What is an IMEI number and how do I find out the IMEI of my mobile phone?

The IMEI (International Mobile Equipment Identification) number of your mobile phone is a unique identification code that is specific to your mobile phone. If you change your mobile phone, it is important that you call us so we can update your policy with the correct details.

For iOS (Apple) users:

Unfortunately, as we need your serial number on iOS you can’t just dial a number (although dialing the same number as above will reveal your IMEI number).

As such you can find both numbers by going to Settings > General > About.

If you’re using our app (or if requested by support), you can take a screenshot by pressing the Sleep/Wake and Home buttons at the same time until you see the screen flash quickly.

For Android users:

The easiest way to find your phone’s IMEI number if you’re on an Android device is to simply dial *#06#.

If you’re still having trouble, then you should be able to find it in Settings > About phone > Status > IMEI information.

Your serial number will be on the Status screen.

If requested by support, you can take a screenshot on most Android phones by holding the volume down and the power buttons for 1-2 seconds. The screen should flash and the photo can be found in your photos app.