With SO-SURE insurance you can have your cake and eat it!
SO-SURE makes it fast and easy to claim when you need us. And when you don’t? We reward you with up to 80% of your premium back.
Nobody trusts insurances so we’ve turned it upside down 🙃
Traditional insurance companies make it hard for you to get anything out of them (boo hiss). That’s because when you benefit, they lose out. We hate that, so we’ve reinvented insurance to align our interests with yours.
Inspired by the origins of insurance (a story for another time), it is all powered by clever tech that makes it feel like magic while pushing away the pesky fraudsters. At last, insurance that works like a dream instead of a nightmare.
What does that mean for you?
and even money back if you don’t claim.
Reasons to choose us:
Sign-up and claims are effortless because our system’s designed for you, not against you.
You can earn up to 80% of your premium back, every year, when you and your friends don’t claim.
You’ll never feel uncertain; we have your back and will explain what’s what in plain English.
How to earn
cashback
Collect up to 80% cashback 💰
Connect with friends who are also SO-SURE customers and if none of you claim, you all get money back. £10 per friend, up to 80% of your premium for Mobile insurance and up to 40% for Contents insurance. Not just once either, but every single year. Another win-win.
How does it work? 🤷
Tell your friends
Invite friends to SO-SURE straight from our app with a few taps of your finger.
Join forces
Connect to friends in the app and watch your Reward Pot grow.
Win together 💰
If none of you make a claim that year, you all get cashback.
Reduce
your excess
Slash your excess
and reduce paperwork! 📄
Open the SO-SURE app and use our clever tech to validate your insured item(s). This will reduce your excess by up to £100 and provide you an easier and faster claim experience.
How does it work?
Open our app
All our products have clever tech to help you lower your excess.
Hit submit
When you’re done, hit submit and we’ll check it’s ok.
Enjoy 👍
In no time at all, your excess is reduced. Easy as that.
What is excess? 🤔
Excess is the amount you pay if you have to claim. It’s a way of you taking on a small portion of the risk. Every insurance company requires you to pay excess as it helps prevent fraud...
How can your excess be so low? 🤩
We are the only insurer with clever anti-fraud tech that helps weed out fraud. We don’t have to pay out on dodgy claims, so you can get a much lower excess. Win-win for the win...
Our hassle-free
claims process
Need to claim, here's what happens
Launch your claim online
Claiming with so-sure is easy, fast and pain-free. Get started using our online claims portal or our app.
Review Claim
Our UK based claims team will review your claim and reach out with a request for any further details or documents.
Approve Claim
Once approved, we take your excess payment over the phone and aim to get your issue sorted within 24-72 hours.
Collect up to 80% cashback 💰
Connect with friends who are also SO-SURE customers and if none of you claim, you all get money back. £10 per friend, up to 80% of your premium for Mobile insurance and up to 40% for Contents insurance. Not just once either, but every single year. Another win-win.
How does it work? 🤷
Tell your friends
Invite friends to SO-SURE straight from our app with a few taps of your finger.
Join forces
Connect to friends in the app and watch your Reward Pot grow.
Win together 💰
If none of you make a claim that year, you all get cashback.
Slash your excess
and reduce paperwork! 📄
Open the SO-SURE app and use our clever tech to validate your insured item(s). This will reduce your excess by up to £100 and provide you an easier and faster claim experience.
How does it work?
Open our app
All our products have clever tech to help you lower your excess.
Hit submit
When you’re done, hit submit and we’ll check it’s ok.
Enjoy 👍
In no time at all, your excess is reduced. Easy as that.
What is excess? 🤔
Excess is the amount you pay if you have to claim. It’s a way of you taking on a small portion of the risk. Every insurance company requires you to pay excess as it helps prevent fraud...
How can your excess be so low? 🤩
We are the only insurer with clever anti-fraud tech that helps weed out fraud. We don’t have to pay out on dodgy claims, so you can get a much lower excess. Win-win for the win...
Need to claim, here's what happens
Launch your claim online
Claiming with so-sure is easy, fast and pain-free. Get started using our online claims portal or our app.
Review Claim
Our UK based claims team will review your claim and reach out with a request for any further details or documents.
Approve Claim
Once approved, we take your excess payment over the phone and aim to get your issue sorted within 24-72 hours.
Get Covered in Minutes
It only takes a moment to lose or break something. Don’t risk it.
SO-SURE can have you covered in a flash. 🙌
Mobile Phone Insurance
From only £2.20 monthly
Two months FREE when you buy yearly
Get a quoteLearn more
Get cover for top brands including Apple, Samsung, Google, HTC, Sony, and Huawei.
Contents Insurance
From only £2.80 monthly
FREE month when you buy yearly
Get a quoteLearn more
Protect your belongings, from laptops and coffee machines to the food in your freezer.
Why Insure with SO-SURE?
Fast, Fuss-Free Claims
Our easy three-step process takes the pain out of claims. And once approved, we aim to have your item repaired or replaced within 24-72 hours.
Save £££ On Your Excess
With the SO-SURE app, simply snap a photo of your phone or build your contents insurance inventory and save money on your excess.
Up to 80% Cashback
When you connect your policy with your friends and family, you can earn up to 80% of your premium back each year if none of you make a claim.
Our Customers Love Us!
Don’t just take our word for it - thousands have picked SO-SURE for peace of mind.
The process was simple enough - I got my quote through a comparison site, checked out the details and took out my policy! There was an error on the comparison site but so-sure were great and matched the quote details - no questions asked! The validation of my phone screen was really easy too - took about 10 minutes to be verified! Now I can enjoy my new phone without any worries!
I found so-sure easy to use in arranging my gadget insurance and wouldn’t hesitate to recommend them. Their customer experience ratings were also reassuring in making my decision.
Haven't made a claim as yet but changing my policy over to a new phone following an upgrade just as easy as the initial set up and super friendly customer service!
I made a claim for my iPhone Face ID failing due to some light water damage. So sure have been very prompt to handle my claim and explain the process. They organised collection of the phone from my house and return a replacement phone within a week! I am very happy with the service and will recommend to anyone.
Very easy to choose which tariff suits you. You get discounted excess rates when you take a pic of the phone in working condition. You can also make money of you share there page with your friends. So happy with my cover and better yet it was really cheap too :)
Simple to set up and good price. Excellent system to weed out the fraudsters which push up insurance prices for everyone else. Great app and overall, very happy with the cover.
Quick, easy and very competitive for such a highly defaqto rated insurer. Very pleased with the process and ease of getting the policy set up through Starling Bank
Really good company, love the incentives they offer for being a loyal customer hence the reason why I decided to do my mobile phone insurance through them. Would recommend
