Mobile Insurance
that's Simply Better

Simple terms, pain-free claims, premium cover

We're a new type of insurer that you can rely on. We protect you when you need to claim and reward you when you don't.

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so-sure - social insurance
so-sure - social insurance
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so-sure - Simple Terms & Conditions
24-72 hour replace or repair

We aim to replace or repair your phone within 24-72 hours after your claim is approved

so-sure - Up to 40% cheaper
Up to 80% money back

Connect with friends and get rewarded when you and your connections don't claim

so-sure - super quick cover
Low excess from just £50

Download the so-sure app and validate your phone to reduce your excess

Insure your phone in minutes

Relax, we’ve got you covered

We replace and repair hundreds of customer phones every month, here's a look at what's covered

Cracked phone screen
  • International travel
    90 days of globe trotting, from backpacking to business you're covered
    so-sure - Travel Cover
  • Out-of-warranty breakdowns
    Phone breaks out of warranty, no worries you're covered
    so-sure - Out of Warranty Breakdown
  • Phones up to three years old
    We're one of the only insurers that covers phones up to 3 years old
    so-sure - Phone up to three years old
so-sure - social insurance
  • so-sure - Accidental damage
    Accidental damage
    Don't worry we can usually repair this device so its a good as new
  • so-sure - Theft or loss
    Theft or loss
    Phones been snatched, don't stress we've got your back
  • so-sure - Broken headphone jack
    Accessories
    No tunes, no problem. You're covered up to the value of £100 inc. VAT
  • so-sure - Travel Cover
    International travel
    90 days of globe trotting covered
  • so-sure - Out of Warranty Breakdown
    Out-of-warranty breakdowns
    Phone breaks out of warranty, no worries you're covered
  • so-sure - Phones up to three years old
    Phones up to three years old
    We're one of the only insurers that covers phones up to 3 years old
  • so-sure - Accidental damage
    Accidental damage
    Don't worry we can usually repair this device so it’s as good as new
  • so-sure - Theft or loss
    Theft or loss
    Phones been snatched, don't stress we've got your back
  • so-sure - Broken headphone jack
    Accessories
    No tunes, no problem. You're covered up to the value of £100 inc. VAT

We do things differently

Our insurance is simple and hassle free so you don't need to worry, we've got you covered

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Aim for 24-72 hour replace or repair
We understand it's stressful to be without your phone, that’s why we aim to get you back up and running quickly after your claim is approved. While we aim for 24-72 hours, some repairs may take a little longer.
Up to 80% money back
We reward our careful customers. If you and your connections don’t make a claim we return up to 80% of your premium back at the end of every policy year.
Low excess from just £50 with our app
When validating your phone through our app’s and pic-sure technology it vastly reduces your excess, removes the need for proof of purchase and gives you a speedier claims process.

Your excess is just £50 for accidental damage/breakdown, £70 for loss and theft. Until you validate your phone through our app, the excess is £150 for all claims. What are you waiting for?
Insuring second hand phones
We're one of the only ones in the UK that insure older phones and second hand devices.
We decline less than 3.5% of claims*
We have our customers backs and we're here to protect you when you need us. That's what insurance is for after all.

*as of July 18

Money back when you don't claim

We are the only mobile phone insurer to offer money back if you and your friends don't claim. What's stopping you? Join the social insurance revolution now!

Tell me more
so-sure - how it works
How it works
If you and your friends take good care of your phones and don’t need to claim, we’ll give you up to 80% of your premium back at the end of your policy year
so-sure - how it works
How it works

If you and your friends take good care of your phones and don't need to claim, we’ll give you up to 80% of your premium back at the end of your policy year

Broken phone logo
Be careful
Make a pact with your connections to take good care of your phones throughout the policy period and make no claims
so-sure - connect
Connect

For every person you connect with, we'll add up to £10 to your reward pot. If neither of you make a claim, your cash will be returned to you at the end of the policy year

so-sure - connect
Connect
For every person you connect with, we'll add up to £10 to your reward pot. If neither of you make a claim, your cash will be returned to you at the end of the policy year
Broken phone logo
Be careful

Make a pact with your connections to take good care of your phones throughout the policy period and make no claims

so-sure - get rewarded
Get rewarded
At the end of the policy year, when you and your connections haven’t claimed, your Reward Pot is paid out to you in full. Hooray!
so-sure - get rewarded
Get rewarded

At the end of the policy year, when you and your connections haven’t claimed, your Reward Pot is paid out to you in full. Hooray!

Our hassle-free claims process

Need to claim, here's what happens

1
so-sure - Make a claim
Launch your claim online

Is your phone lost, stolen or broken? Claiming with so-sure is easy, fast and pain-free. Get started using our online claims portal below

2
so-sure - Review claim
Review Claim

Our UK based claims team will review your claim and reach out with a request for any further details or documents

3
so-sure - Approve claim
Approve Claim

Once approved, we take your excess payment over the phone and aim to repair or replace your phone within 24-72 hours

Open the claims portal

Don't just take our
word for it!