Get smart insurance cover for your smartphone
+ £15 amazon voucher with code NUDE15
- Two months FREE when you pay annually
- Risk free 14 day money back guarantee
- Get up to 80% cashback at the end of the year if you and your friends don’t claim
- Drop your excess by £100 with the SO-SURE app





Thousands have picked SO-SURE for peace of mind.


Collect up to 80% cashback 💰
If you connect to friends who are also SO-SURE customers and none of you claim at the end of the year, you all get money back. That’s £10 per friend, up to 80% of your premium. Not just once either, but every single year.

How does it work? 🤷

Tell your friends
Invite friends to SO-SURE straight from our app with a few taps of your finger.

Join forces
Connect to friends in the app and watch your Reward Pot grow.

Win together 💰
If none of you make a claim that year, you all get cashback.
Welcome to peace of mind -
What's included in your policy
You get fully comprehensive cover. And we don’t try and wangle out of things with small print – what you see is what you get.

What's covered 👍
- Theft and loss as standard
- Accidental damage, including water damage and cracked screens
- New, used or refurbished phones
- Accessories up to the value of £100 including VAT
- Unauthorised network charges up to £1000
- Out of warranty breakdown
- 90 days global travel
What's not covered 👎
- Any existing claims before you bought our insurance
- More than 2 claims for Loss and/or Theft in any policy year
- Claims where you’ve knowingly put your mobile phone at risk
What makes SO-SURE
better than the rest?
Sign-up and claims are fast and effortless because unlike competitors, we win when you win. And if great value floats your boat – premiums are up to 40% lower than mobile networks and you can earn 80% back every single year.

Premium cover 💎
Info correct as of Sep 2nd 2021 - data taken on a first phone covered basis
Snap your phone 📸
Slash your excess
With the SO-SURE app you can show us your phone works simply by taking a picture of it in the mirror. And we’ll drop your excess by up to £100. No proof of purchase necessary.

What is excess? 🤔
Excess is the amount you pay if you have to claim. It’s a way of you taking on a small portion of the risk. Every phone insurance provider requires you to pay excess as it helps prevent fraud...
How can your excess be so low? 🤩
We are the only mobile phone insurer with clever anti-fraud tech that helps weed out fraud. We don’t have to pay out on dodgy claims, so you can get a much lower excess. Win-win for the win...
Need to claim, here's what happens

Launch your claim online
Is your phone lost, stolen or broken? Claiming with SO-SURE is easy, fast and pain-free. Get started using our online claims portal below.

Review Claim
Our UK based claims team will review your claim and reach out with a request for any further details or documents.

Approve Claim
Once approved, we take your excess payment over the phone and aim to repair or replace your phone within 24-72 hours.
Did you know?


