iPhone 7 insurance

From only £7.99 a month

Apple iPhone 7 insurance ready in minutes: insure against accidental damage, theft, loss and a lot more, even for second-hand or refurbished phones up to 3 years old. We also cover accessories up to the value of £100 (inc VAT) for theft or loss claims.

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What people say about us

  • We’re up to 40% cheaper
  • 24/7 support through clever AI
  • Cracked screens, theft, loss & much more

Apple iPhone 7 features

iPhone 7 is one of the best-sold & insured mobile phones; packed with impressive hardware, is water resistant, stylish, fast, longer battery life than their predecessor. This baby needs insurance.

Boasting a good quality camera that works great in low light, dual speakers, waterproof, robust design, Apple A10 Fusion chip, and a 4.7-inch screen, among others, this is the cheapest iPhone on Apple’s official website & stores (TechRadar).

With so-sure insurance you get immediate cover after purchase but also peace of mind with our UK-based claims team.

Apple iPhone 7 features

iPhone 7 is one of the best-sold & insured mobile phones; packed with impressive hardware, is water resistant, stylish, fast, longer battery life than their predecessor. This baby needs insurance.

Boasting a good quality camera that works great in low light, dual speakers, waterproof, robust design, Apple A10 Fusion chip, and a 4.7-inch screen, among others, this is the cheapest iPhone on Apple’s official website & stores (TechRadar).

With so-sure insurance you get immediate cover after purchase but also peace of mind with our UK-based claims team.

Comprehensive phone insurance from a 5⭐ Defaqto rated insurer

It’s only naturals to be worried about losing your iPhone, we understand. Launched in late 2016, the iPhone 7 is still a very desirable phone that attracts no shortage of attention from Apple fans, techies and less technical users alike. It’s sleek, powerful and also rather fragile.

But no need to worry about that with our insurance package, as we make it simple and affordable to cover your device against theft, loss and even accidental damage. If your iPhone gets stolen, goes missing or stops working, you’ll have comprehensively covered and you can quickly get a replacement or schedule a repair.

In addition to covering your iPhone 7, you’ll be fully covered for lost or stolen accessories with a value of up to £100 including VAT. We even cover you for unauthorised network charges worth up to £1,000, giving you full peace of mind for most situations.

Relax, we've got your iPhone 7 covered

We replace and repair hundreds of customers' Apple phones every month, here's a look at what's covered

  • International Travel
    90 days of globe trotting covered.
    so-sure - Travel Cover
  • Out of Warranty Breakdown
    Phone breaks out of warranty, no worries - our insurance covers that.
    so-sure - Warranty Breakdown
  • Phones up to 3 years old
    We're one of the few insurers that cover phones up to 3 years old, plus second-hand and refurbished phones.
    so-sure - Older Phones
so-sure - social insurance
  • so-sure - Accidental Damage
    Accidental damage
    Oops, we've all been there. Don't worry, we can usually repair your device so its a good as new.
  • so-sure - Theft of Loss
    Theft or loss
    Has your iPhone 7 phone been snatched? No stress, we've got your back.
  • so-sure - Accessories Cover
    Accessories
    No tunes, no problem. You're covered up to the value of £100 inc. VAT.
  • so-sure - Travel Cover
    International Travel
    90 days of globe trotting covered.
  • so-sure - Warranty Breakdown
    Out of Warranty Breakdown
    Phone breaks out of warranty, no worries - our insurance covers that.
  • so-sure - Older Phones
    Phones up to 3 years old
    We're one of the few insurers that cover phones up to 3 years old, plus second-hand and refurbished phones.
  • so-sure - Accidental Damage
    Accidental damage
    Oops, we've all been there. Don't worry, we can usually repair your device so its a good as new.
  • so-sure - Theft of Loss
    Theft or loss
    Has your iPhone 7 phone been snatched? No stress, we've got your back.
  • so-sure - Accessories Cover
    Accessories
    No tunes, no problem. You're covered up to the value of £100 inc. VAT.

Don't just take our word for it!

Simple to insure, simple to understand, simple to claim

Our goal is simple indeed: to make insuring your iPhone 7 quick, easy and stress-free. Our insurance policies use plain-English language whilst leaving out the unnecessary complicated terminology of other insurers, letting you know exactly what you’re getting before you sign up. We want you to be happy about your choices.

If your device – new, refurbished or second hand – is ever lost or stolen, we’ll aim to provide a replacement or repair within 24-72 hours of approving your claim. Our fast, UK-based claims team completes 74% of claims in 24 hours or less and 85% of claims within 72 hours of approval.

Do you travel often? We’ll keep you covered no matter where you are in the world, with 90 days of global coverage to help you travel with confidence. If you and your connections don’t need to make any claims, you could even receive up to 80% of your premiums as cash back. This is social insurance and you can only get it from so-sure.

Full Cover Details

Whats Covered:

  • Loss
  • Accidental Damage, including water damage & cracked screens
  • 90 days global travel
  • Out of warranty breakdown
  • Unauthorised network charges up the value of £1000 (inc VAT)
  • Accessories up to the value of £100 (inc VAT) for theft of loss claims
  • Cover for iPhone 7 up to 3 years old, including second hand and refurbished devices

Whats not covered:

  • Theft, Loss, Accidental Damage or Breakdown where you have knowingly put your phone at risk
  • 3+ claims for Loss and/or Theft in any policy year

Your iPhone 7 insurance includes:

  • so sure - Cracked Screen Insurance Cracked Screens
  • so sure - Tracel Insurance International Travel
  • so sure - Loss & Theft Insurance Loss & Theft
  • so sure - Out of Warranty Insurance Out-of-warranty breakdowns
  • so sure - Water Damage Insurance Water Damage
  • so sure - Accessories Insurance Accessories

We also offer:

  • Next working day replacement phone
  • Instant cover after purchase
  • Up to 80% cashback every year
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Here’s how we compare to other insurers:

Traditional Insurers

  • 4-18 days wait on average*
  • Cover starts after 14 days
  • Only phones purchased within 30 days are covered
  • You'll need to have a law degree to understand the terms
  • Unnecessarily expensive
  • 24-72 hour replace/repair once claim approved
  • Cover starts immediately
  • Refurbished and second-hand devices up to 3 years old covered
  • Plain English Terms & Conditions
  • We’re up to 40% cheaper
*FCA report Dec 2015

Our hassle-free claims process

Need to make a claim for your Apple mobile phone? Here's what happens:

1
so-sure - Make claim
Launch your claim online

Is your iPhone 7 phone lost, stolen or broken? Claiming with so-sure is easy, fast and pain-free. Get started using our online claims portal below

2
so-sure - Review claim
Review Claim

Our UK-based claims team will review your claim and reach out with a request for any further details or documents.

3
so-sure - Approve claim
Approve Claim

Once approved, we take your excess payment over the phone and aim to repair/replace your phone within 24-72 hours.

Open the Claims Portal
Low excess

Our excess is as low as £50 for accidental damage and £70 for loss and theft when you validate your Apple phone with our app. If you don’t validate your phone with our app the excess is £150.

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Cashback and Social Insurance

Get up to 80% cashback every year when you and your friends don’t claim.

How?

Connect to friends/family and each receive up to £10 in your individual Reward Pots. At the end of the year, when you and your connections haven’t claimed, your Reward Pot is paid out to you.

Find out more

Insurance Product Information Document (IPID)

  • The insurance product information document (IPID) is a simple, standardised document that you can use to compare policies with other insurers in the UK and EU.

    Download a copy of our IPID (PDF, 123 KB)

Insurance Product Information Document (IPID)

  • The insurance product information document (IPID) is a simple, standardised document that you can use to compare policies with other insurers in the UK and EU.

    Download a copy of our IPID (PDF, 123 KB)

Why should I use so-sure phone insurance?

Unlike other insurers, we’re less focused on profit, and more focused on giving customers value. Our mission is to make insurance better and cheaper for honest people, and that’s why we’ve developed clever anti-fraud tech that makes your life easier. Plus we’re the only insurer that gives you money back.

  • Instant cover from purchase
  • 24-72 hour replacement once your claim is approved
  • Hassle-Free Claims
  • Low excess from just £50 when validated with our anti-fraud technology. (If not validated, then excess is £150.)
  • Insure mobile phones up to 3 years old
  • No proof of purchase required upfront, or at all when you use our anti-fraud technology
  • Rewards when you and your connections don’t claim – up to 80% of your premium back
How much is excess?

Our excess is as low as £50 for accidental damage and £70 for loss and theft when you validate your phone with our anti-fraud technology.

If you don’t validate your phone with pic-sure the excess is £150.

Can I insure a mobile phone I bought from eBay or another auction site?

Yes, you can take out insurance on a second hand phone. The phone bought needs to have originally been sold into the UK market prior your purchase (e.g. we don’t insure models sold in China, for example).

I bought a used phone/my friend gave me an older phone can I still insure it?

Yes, we are able to insure second-hand phones provided they are in full working condition, without any damage, and less than 3 years old.

If I pay annually do I get a discount?

Our Reward Pot allow us to give you the best possible pricing, so sorry we do not provide annual discounts.

Is there an age limit on the mobile phone I want to insure?

The phone you want to insure must be less than 3 years old from when your policy begins.

What is an IMEI number and how do I find out the IMEI of my mobile phone?

The IMEI (International Mobile Equipment Identification) number of your mobile phone is a unique identification code that is specific to your mobile phone. If you change your mobile phone, it is important that you call us so we can update your policy with the correct details.

For iOS (Apple) users:

Unfortunately, as we need your serial number on iOS you can’t just dial a number (although dialing the same number as above will reveal your IMEI number).

As such you can find both numbers by going to Settings > General > About.

If you’re using our app (or if requested by support), you can take a screenshot by pressing the Sleep/Wake and Home buttons at the same time until you see the screen flash quickly.

For Android users:

The easiest way to find your phone’s IMEI number if you’re on an Android device is to simply dial *#06#

If you’re still having trouble, then you should be able to find it in Settings > About phone > Status > IMEI information.

Your serial number will be on the Status screen.

If requested by support, you can take a screenshot on most Android phones by holding the volume down and the power buttons for 1-2 seconds. The screen should flash and the photo can be found in your photos app.

Mobile insurance designed for your peace of mind

Cover your phone in minutes