- We let you tailor your own policy and our contents insurance allows you to protect belongings from £5,000 up to £50,000. This means you select what to protect and your monthly charge can start from as little as £2.80.
- You can decide to protect your contents against accidental and pet damage and even the valuables you take out of home for work or leisure like laptops, hiking equipment or even a DJ set.
- Unlike most insurers, there are no hidden fees so you can change your personal details or address at no extra cost.
- We scrapped receipts and proof of purchase, all you need to do is take a picture of your items and they will be automatically listed.
- Protect the contents of any alternative location up to the value of £10,000.
- We let you choose your own excess and start date of your policy.
As Featured in:
How are we different?
Protecting your precious belongings is important to us so we want to make sure that before you purchase our insurance you know what we can and can’t cover. For us, your belongings are not just stuff, they’re part of what makes your house a home and we go the extra mile with our revolutionary policy.
- Laptops
- TVs
- Tablets
- Watches
- Beds
- Monitors
- Sofas
- Desktop Computers
- Chairs
- Rings
- Chest of Drawers
- Refrigerators
- Wardrobes
- Couches
- Tables
- Microwaves
- Ovens
- Washing Machines
- Keyboards
- Mouses
- China Sets
- Consoles
- Vinyl players
- Gym sets
- Bottles of Champagne
- Mirrors
- More
- Money
- Mobile Phones* get covered here instead
- Already damaged equipment
- Cryptocurrency
- Electronics damage from a virus
- Wear and tear damage
- Decrease in performance
- Deliberate damage
- Items abroad
- Computer Software
- Visitor’s items
Customisable Policy
We take pride in being different from most traditional insurance companies. At SO-SURE, we believe that one-size-does-not-fit-all, and that different people value different belongings no matter their price, that’s why we own an award-winning technology that allows you tailor your policy that suits your individual needs.
- Guaranteed same price upon renewal.
- Insure against additional damage such as accidents, pet damage and more.
- No additional or hidden fees when you change your details or if you decide to leave us.
- Claim up to 40% back when you refer us to your careful friends.
Tailor your own policy
You can flex your home contents insurance in case you need some extra protection. These optional covers are particularly useful for pet owners, freelancers, business owners who operate at home, parents or just the clumsy among us!
Accidental Damage
We have your back when
unintentional accidents
happen.
Pet Damage
Even the best behaved pet
can sometimes have an off
day!
Out of Home
In case you’d like to protect
your jewellery, cameras, golf
equipment and more when
you’re out and about.
Business Equipment
Most home contents policies
don’t protect the items that
make you money, you can
now with SO-SURE.
Included in our standard cover
As a standard in our home contents policy, we cover your precious items against loss, theft or damage caused by flooding, household leaks, storms, smoke, fire and more. Depending on your individual needs, you can extend your cover to damage caused by your pet, accidental damage while they’re at home or being moved to your new home, protect your business equipment or even add extra protection for when you’re on-the-go. Choose what’s right for you. Check out our Contents Insurance Policy Document.
Comparing Contents Insurance
Features
- Renewal price
- Hidden fees
- Excess
- Claim
- Money back
- Same price at renewal
- NO fees
- Only the one you choose
- Fast and easy
- Up to 40% every year
Other insurers*
- Increases by > 25% every year
- £10 - £30
- ‘Compulsory excess’
- Slow and painful
- Never
*Based on a sample of UK insurance providers; these may not apply for every insurer
Smart savings
Peace of mind that won’t break the bank. Enjoy a low monthly price and excess from only £50.
Super fast claims
No more waiting around. The majority of claims will be sorted within 72 hours.
Reliable when you need us
We’ve approved 96% of our claims so you know you’re in good hands when you claim.
Same price at renewal
We guarantee the same price upon renewal when you don’t make any claims.
See Our App In Action
Our in-house team created a ground-breaking app that ensures all boring admin and extra steps are a thing of the past. When you buy a policy with us, simply download the
SO-SURE App, take a picture and start adding items to your inventory. This ensures you will be getting the best price and that all of your items are covered.
Get covered in 3 simple steps
Give us a few details
Tell us a bit about yourself, where you live and items you want to insure. We don’t waste your time with irrelevant questions and long forms so you can get insured in seconds.
Personalise your package
Completely configurable to your needs – don’t pay for what you don’t want!
That’s it. You’re covered
You can change your policy at no charge and cancel any time for free.
Our Customers Love Us!
Don’t just take our word for it – thousands have picked SO-SURE for peace of mind.
Frequently Asked Questions
I do not own my home. Can I get cover?
Yes, of course, you can. We insure home contents if you rent or own where you live.
I share my house/flat with friends. Can I get cover?
Yes, we can insure your items even if you share your home.
Do you get a Reward Pot with Home Contents Insurance?
Yes, you do, and you can invite friends and family to build the value of the reward pot.