Accidental Damage Insurance From Just £2.80/Month

Protect your precious belongings against accidental damage. Get covered in minutes with our customisable policy.

  • Typically 40% cheaper than other insurers
  • No hidden fees
  • Same price at renewal
  • Pay only for what you need

Your home contents is protected against


Fire and smoke


Theft and vandalism


Storms and flood


Tenants liability


Public and personal liability


Alternative accommodation


Items in gardens and shared areas


Freezer goods


Household leaks

Additional cover


Accidental damage


Out of home


Pet damage


Business equipment


Bicycles (coming soon)

What we can insure

  • Laptops
  • Furniture
  • Sofas
  • Beds
  • TVs
  • Lamps
  • Desktop Computers
  • Mirrors
  • Bedding
  • Gym/Workout equipment
  • Watches
  • Gadgets
  • Desks
  • China Sets
  • Videogame consoles
  • Books
  • (Bluetooth) speakers and headphones
  • Clothes
  • Food in your freezer
  • Contents in your garden
  • Tenants Liability

What we cannot insure

  • Digital assets
  • Money and cryptocurrency
  • Mobile Phones *get covered here*
  • Already damaged gadgets
  • Computer Software
  • Electronics damage from a virus
  • Decrease in performance

How are we different?

✅  Smart savings and low excess from only £50.

✅  We’ve approved over 96% of our claims.

✅  Gadget claims sorted within 72 hours.

✅  Connect with responsible friends when you insure your gadgets and get up to 40% of your money back.

We take pride in providing our customers with a great policy that insures all your contents against accidental damage. Protect your beloved contents against all sorts of damage with our affordable, award-winning, contents insurance. Check out what makes us unique and get your contents protected against all types of damage including accidental damage.

*Based on a sample of UK insurance providers; these may not apply for every insurer

Our Customers Love Us!

Don’t just take our word for it – thousands have picked SO-SURE for peace of mind.

Insure your Contents in 3 simple steps

  • Give us a few details

    Tell us a bit about yourself, where you live and items you want to insure. We don’t waste your time with irrelevant questions and long forms so you can get insured in seconds.

  • Personalise your package

    Completely configurable to your needs – don’t pay for what you don’t want!

  • That’s it. You’re covered

    You can change your policy at no charge and cancel any time for free.

Win-Win Accidental Damage

Our revolutionary contents insurance allows you to insure your precious belongings in three easy steps.

Smart Savings

Peace of mind that won’t break the bank. Enjoy a low monthly price and excess from only £50.

Super Fast Claims

No more waiting around. The majority of claims will be sorted within 72 hours.

Up to 40% Money Back

Connect with friends and get rewarded every year when you and your connections don’t claim.

See how

Win-Win Accidental Damage Contents Insurance

Effortlessly build your contents inventory with just a few taps.
Capture everything, from your fancy new laptop to the food in your freezer.

Ski equipment and gear

Laptops, Televisions, tablets, desktops

Your sofa and armchairs

Your collection of handbags

The food inside your fridge

Nan’s china set