From £1.50 Accessorize earrings (yep, you read that correctly) to that £295 Demellier bag everyone rushed to buy, we take a look at some of Kate Middleton’s most popular outfits from her 2022 Autumn/Winter wardrobe!
Tiktok hashtags related to Kate Middleton’s wardrobe, including #katemiddletonoutfits, #katemiddletonstyle, #katemiddletonlook and #katemiddletonfashion have received in excess of 360M views to date, solidifying the Princess of Wales’ status as one of the go-to fashion influencers on the planet right now.
Our insurance experts at SO-SURE have used a clever algorithm (a mixture of search demand statistics and social media buzz) to give you an inside look into Kate’s Autumn/Winter looks and tot up the insurance value of it all. Now, these eight outfits came in at less than the eight from Spring/Summer, but the sum is just as eye-watering… (if you want to take a look at our analysis of Kate’s January to August outfits, you can find it here.) Without further ado, let’s jump straight into that Royal wardrobe and see if you might want to shop the look…

September 2022
A Stunning Tribute Look – Insurance Value £6,828
It was a very sad day on September 15th when Kate attended Sandringham House to view the floral tributes left for the late Queen.
She stepped out in a beautifully elegant ensemble, respectfully dressed from head to toe in black to commemorate the occasion. Kate wore a black Alexander McQueen dress featuring a ribbed bodice and pleated skirt. This dress is sold out everywhere in all colours.
Kate paired her ensemble with a Grace Han ‘Love Letter’ Small Top Handle Bag and her classic Gianvito Rossi 105 pumps in black suede. She also wore pearl and diamond drop earrings gifted by the late queen from her own jewellery collection and a diamond cross necklace. You can purchase another similar set of pearl drop earrings from Kate’s collection here and a similar necklace here.
Shop the look
Dress: £2,019
Bag: £2,050
Shoes: £595
Earrings: £1215
Necklace: £949

October 2022
Blue Beauty Look – Insurance Value £4,874
In October 2022, Kate attended the 10th Anniversary of Coach Core, a charity that uses a community sports apprenticeship to help young adults out of employment, education or training.
Kate wore a beautifully vibrant bouclé Chanel jacket in cobalt blue. The vintage 1995 piece is currently out of stock, but you can sign up for email notifications if it is restocked here. The jacket was worn with black Roland Mouret Wide Leg trousers, and black Gianvito Rossi suede pumps
Now let’s talk accessories! The exquisite blue Lapis Lazuli gemstone worn in Kate’s yellow-gold Astley Clarke pendant complimented the blue jacket perfectly. Twist hoop gold earrings by Spells of Love added an extra touch of elegance to the ensemble.
The ‘Kate effect’ was in full flow following her appearance in this outfit on 13/10/22, when there was a 40% week-on-week surge in search demand for ‘Chanel jackets.’
Shop the look
Jacket: RRP £3,860
Trousers: RRP £274
Shoes: RRP £520
Necklace: RRP £160
Earrings: RRP £60

Out of the Blue Look – Insurance Value £2,690
October saw Kate dressed in another blue look but this time a mixture of powder blue and navy. Travelling to Northern Ireland to visit some cross-community organisations, Kate wore a beautiful silk blouse with pussy bow detail from Winser London, navy trousers that look similar to straight-leg Alexander McQueen trousers worn previously in navy and her elegantly feminine, blue suede Gianvito Rossi pumps.
Kate also wore a longline coat that we were unable to track down, but you can find a similar version from REDValentino here, a DeMellier nano bag in Navy and delicate hoop earrings featuring soft pink Rhodosocrite gemstones.
Following the trip to Cardiff Castle on June 4 2022, when Kate showcased the black Nano bag, search demand rocketed, reaching peak popularity in June. Reports also say that Demellier sales increased at this time in the UK.
Shop the look
Coat: RRP £525
Blouse: RRP £295
Trousers: RRP £950
Shoes: RRP £530
Bag: RRP £295
Earrings: RRP £95

November 2022
Camel Coloured Classic Look – Insurance Value £2,319
In November, Kate was seen dressed in beautiful hues of toffee and tan from head to toe, as she attended a community impact day in Scarborough. She wore the ‘Betti’ cashmere turtleneck dress by Gabriela Hearst in the camel colour (currently still available in black and white) with a tan woven waistbelt from Boden and classic ‘Celia’ calfskin pumps by Ralph Lauren. A wool coat in the camel colour by MAX&Co (currently sold out, but open to restock email alerts) complimented the dress beautifully, as well as the Nano Montreal handbag by Demellier London in a toffee colour. As it is November, a delicate poppy is also pinned to her coat, for the period of remembrance.
Kate accessorised with twisted circle drop earrings from none other than one of our high street faves; Accessorize (yep, you read that correctly), and you’ll never guess the price tag… just £1.50! Now, due to the Kate effect, we know these will be sold out soon, so get your hands on them fast if you want to bag a royal bargain.
Shop the look
Dress: RRP £1,180
Coat: RRP £322
Shoes: RRP £460
Belt: RRP £60
Bag: RRP £295
Earrings: RRP £2

Lady In Red Look – Insurance Value £6,348
Kate stepped out for the quarter-final of the Rugby League World Cup looking lovely in a vibrant red customised double-breasted Alexander Mcqueen coat, over a beautiful burgundy two-piece. The ensemble consisted of a Gabriela Hearst turtleneck and matching Co pleated skirt, paired with customised chocolate brown suede Gianvito Rossi block heel boots. Annoushka Pearl and Kiki Diamond Hoop Earrings were an elegant addition to the outfit.
Shop the look
Coat: RRP £2,990
Top: RRP £568
Skirt: RRP £399
Boots: RRP £1,280

December 2022
Houndstooth Heaven Look – Insurance Value £2,325
In early November 2022, Kate began her last day of royal engagements in Boston by attending the Centre on the Developing Child at Harvard University.
Let’s talk about the dress! Kate debuted a beautifully elegant houndstooth print dress by one of her go-to designers, Emilia Wickstead. The fitted piece featured long sleeves, a collared top and a pencil-style skirt, forming a lovely silhouette. Kate paired the showstopper with a blue Mulberry ‘Harlow’ Satchel (currently sold out in cloud blue but can be found online in various colours and shades, including this one), her black Gianvito Rossi suede pumps and funky 18ct gold hoop earrings by British Designer, Lenique Louis.
Search demand for the term ‘Houndstooth dress’ spiked by 48% in the week following Kate’s appearance in this dress.
Shop the look
Dress: RRP £850
Shoes: RRP £520
Bag: RRP £670
Earrings: RRP £285

Fly Me To Maroon Look – Insurance Value £3,994
In December 2022, Kate was seen in a seasonally appropriate ensemble; a festive deep-red midi coat dress by Eponine London. Now, this piece is bespoke, so the price of it doesn’t appear online, but similar dresses from this designer are being sold on Epinone London for around RRP £3,540.00.
Kate continued the Christmas berry hues throughout her ensemble with a Burgundy Patent Croc bag by Aspinal of London and burgundy gloves with bow detail (said to be from M&Co but currently sold out), and a pair of gold drop earrings featuring a collection of berry-coloured stones (yet another bargain pair of earrings in her Winter wardrobe from Accessorize!) You can shop similar gloves from Kates’s wardrobe by Cornelia James here.
Shop the look
Dress coat: RRP £3,540
Bag: RRP £325
Gloves: RRP £125
Earrings: RRP £4

We Dig This Look – Insurance Value £2,509
Kate visited Westminster Abbey in December last year to plant a tree in Dean’s Yard to mark the memory of Her Late Majesty Queen Elizabeth II. It seemed fitting that she wore green to mark the occasion; she sported an Iris & Ink turtleneck sweater (currently sold out) and a matching skirt in forest green (also sold out).
Kate also wore a classic double-breasted checked print coat complete with gold button details. The deep green in the Holland Cooper piece complimented her outfit perfectly.
The ensemble was paired with Gianvito Rossi blue suede knee-high boots and mini gold hoops with detachable pearls from Wolf & Badger (currently sold out).
Shop the look
Top: RRP £145
Skirt: RRP £177
Coat: RRP £749
Boots: RRP £1,280
Earrings: RRP £158
And now, for the moment you’ve been waiting for…
Based on these eight outfits, this Autumn/Winter collection would need to be insured to the value of over £31,888! When you combine the value of her 16 Spring/Summer and Autumn/Winter looks – the total cost of Kate’s most popular 2022 outfits comes to £82,988.
Now, even if you wouldn’t describe your wardrobe as royal, if it’s important to you, it’s important to us. You can cover your treasured possessions for a low monthly price here.